CHANGING THE SOCIAL SECURITY DISABILITY PROGRAM

With the media bombarding Social Security with negative attention and Congress facing tough budget battles, the Congressional Budget Office released a report on July 16 at the request of Sen. Jeff Sessions (R-AL). Among the other benign observations made by the CBO, there is a list of options for Congress to consider regarding the Social Security Disability Insurance (SSDI) program. Three of the several options listed in the report are: Change the benefit formula Change the eligibility rules Change the waiting period from 5 months to 12 months. Currently when an individual applies for Social Security disability there is a better than 70 percent chance the application will be denied by the Disability Determination Service. The average appeal of that decision in Alabama takes about 14 months. Even if the claimant is found disabled, current law requires Social Security to subtract 5 months (called a "waiting period") off of the award. So, if a seriously ...