SOCIAL SECURITY DISABILITY UPDATES

Here are some cases that may help you to understand how Social Security Disability Insurance (SSDI) works. Names are fictional and are not the names of real clients. *ELLEN .  Ellen is 44 and began working right out of high school.  She began working in 1982 and worked until 2008.  Ellen was in a car wreck in July, 2016 which broke her back and left her unable to work.  She has excellent medical records to support that she is not able to work.  Can Ellen get SSDI benefits?  Unfortunately, she cannot.  While she is disabled, Ellen's disability benefits expired on 12/31/14.  This is her Date Last Insured.  Disability insurance lasts only 5 years after a person stops working, then it disappears. Since Ellen last paid into the Social Security trust fund in 2008, her disability insurance with Social Security ended on 12/31/14.  She may be eligible for a smaller benefit under SSI if her household income is low enough. JOSHUA .  Jos...

The Forsythe Firm (256) 799-0297 WHAT IS SSDI?   SSDI stands for Social Security Disability Insurance. Since 1956, the US government has required most workers to contribute to a mandatory disability plan administered by the Social Security Administration.  Workers contribute approximately 7.5% of their income (listed as FICA tax on your pay stub) and employers match the amount.  The money goes into a trust account under each worker's Social Security number.  Then, if a disability occurs, the worker can apply for disability benefits. What Are Basic Requirements for Disability?   Assuming a person has worked long enough and recently enough to be covered, here are the basic rules for getting SSDI benefits: at least 1 severe impairment that is medically determinable (provable) the impairment will last a minimum of 12 consecutive months  the impairment is severe enough that the claimant has stopped working full-time What Steps Must You Take To Collec...