BACK PAY FOR YOUR DISABILITY CLAIM
Did you know you may be able to collect months or years of back pay in a Social Security disability claim?
I hear the term "alleged onset date" used in Social Security disability cases. What does this term mean and why is it important?Alleged Onset Date (AOD) is the date on which the claimant says (s)he became disabled. It is also the date that potentially determines how far into the past the claimant may be eligible for retroactive or back pay.
In a Social Security disability case (Title II), the claimant is entitled to get paid monthly benefits all the way back to the date on which the disability began, as long as this date does not exceed 12 months prior to the date of the disability application.
The adjudicating official (the person who decides your claim) will decide whether there is enough evidence to support the alleged onset date. If there is, then the alleged onset date will become the "established onset date."
In summary, the onset date will be used to determine how much your retroactive benefit or back pay is going to be. Another important function of the established onset that is that it determines when you become eligible for Medicare. You can get Medicare insurance 24 months from the established onset date. The further back the onset date, the sooner you will be eligible for Medicare. For example, if you became disabled on April 1, 2010 you would become eligible for Medicare in April of 2012.
The onset date is very important to any disability claim - and it should not be taken for granted. As you are proving the fact of your disability, you should also set about to prove WHEN you first became disabled. Doing so may protect benefits all the way back to that date and result in a larger back pay settlement. (Again, Social Security law does not permit back pay that extends more than 12 months prior to the filing of the application for disability benefits).
Supplemental Security Income or SSI (sometimes called "Title XVI) does not permit retroactive benefits. SSI payments begin the month after the application was submitted, with no retroactive payments for months prior to the actual application. You may accumulate back pay with an SSI claim, however, during an appeal--but only back to the month following the date of your original application.
I hear the term "alleged onset date" used in Social Security disability cases. What does this term mean and why is it important?Alleged Onset Date (AOD) is the date on which the claimant says (s)he became disabled. It is also the date that potentially determines how far into the past the claimant may be eligible for retroactive or back pay.
In a Social Security disability case (Title II), the claimant is entitled to get paid monthly benefits all the way back to the date on which the disability began, as long as this date does not exceed 12 months prior to the date of the disability application.
The adjudicating official (the person who decides your claim) will decide whether there is enough evidence to support the alleged onset date. If there is, then the alleged onset date will become the "established onset date."
In summary, the onset date will be used to determine how much your retroactive benefit or back pay is going to be. Another important function of the established onset that is that it determines when you become eligible for Medicare. You can get Medicare insurance 24 months from the established onset date. The further back the onset date, the sooner you will be eligible for Medicare. For example, if you became disabled on April 1, 2010 you would become eligible for Medicare in April of 2012.
The onset date is very important to any disability claim - and it should not be taken for granted. As you are proving the fact of your disability, you should also set about to prove WHEN you first became disabled. Doing so may protect benefits all the way back to that date and result in a larger back pay settlement. (Again, Social Security law does not permit back pay that extends more than 12 months prior to the filing of the application for disability benefits).
Supplemental Security Income or SSI (sometimes called "Title XVI) does not permit retroactive benefits. SSI payments begin the month after the application was submitted, with no retroactive payments for months prior to the actual application. You may accumulate back pay with an SSI claim, however, during an appeal--but only back to the month following the date of your original application.
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